Sign up to receive exclusive financial insights:



Next Gen Education Series: Session One – The Basics of Money

Join us this summer for our Next Gen Education Event Series on investing. We will have members of our team share their expertise on the selected topics and be available to answer any questions. Each session of the series is designed to build on the previous topics, but it is not a requirement that you attend each one, so feel free to register for the topics that interest you.

Session One – The Basics of Money was on Wednesday, July 28th at 10:00am PST. It covered the following topics:

  • Your Money Today > Your Money Tomorrow
  • Rent, Savings, Avocado Toast
  • Dangerous Debt

Click here to access the presentation deck.


What’s the difference between a credit score and a credit report?
  • Credit Score is snapshot of your credit report. It is often used by credit card companies that don’t want to dig through the details of a credit report.
  • Credit report is a comprehensive report on your financial history. These reports provide info to their customers (mortgage lenders, car loan providers, insurers). These contain a lot more info about your exact financial history.
I tend to spend first then try to save what’s left…is that the best way to save?

It’s better to prioritize savings before you do any spending. You should automate your savings by sending money directly into a retirement account or savings account. This way, you will never see the money and don’t have to worry about spending it.

Are there are any other things to consider about protecting your credit?

There are credit monitoring and credit lock services that can used to help protect against fraudulent activity.

What is a good credit score?

A credit score of above 800 is considered “Exceptional” and will put you in the highest possible score range.

Important Disclosure Information:

Different types of investments involve varying degrees of risk, including the risk of loss of your entire investment. Past performance is not indicative of future results. CPWM and its employees can give no assurance that the performance of any specific investment recommendation or investment strategy discussed herein, whether directly or indirectly, will be profitable, or that it will be equal to any historical performance level discussed herein. The discussion or information contained herein is not intended to be, and should not be deemed as, personalized investment advice. The recommendations made may not be suitable for your specific individual situation and we encourage you to discuss with your financial professional before undertaking any investment strategy or recommendation contained herein. The discussions contained in this blog is current only as of the date hereof and may change due to a number of factors, including varying market conditions.

  Back to Events Page